Lightning is an electrical discharge caused by imbalances between storm clouds and the ground, or within the clouds themselves. Lightning strikes the United States about 25 million times each year. While most lightning occurs in summertime thunderstorms, it can happen any time of year. Lightning strikes can damage buildings and property in a number of […]
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Having spare car parts on hand can be incredibly useful for small repairs and maintenance. However, without proper care, these parts can become damaged over time. Protecting spare parts is essential to ensure they remain functional when needed. Spare auto parts represent an investment of time and money. Allowing them to degrade means you’ll have
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HVAC insurance coverage provides peace of mind that your business will be protected financially if your HVAC system experiences problems. It helps cover the costs to repair or replace equipment and gets your business back up and running quickly. Proper insurance also covers income loss due to HVAC failure. Reliable climate control is often essential
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Homeowners insurance protects your most valuable asset – your home. But did you know that insurance companies often require a home inspection before approving or renewing your policy? Home insurance inspections are a crucial part of homeownership that provide many benefits. A thorough home inspection gives you an in-depth assessment of your home’s overall condition.
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What is Backdating Insurance? Backdating insurance refers to changing the effective date on an insurance policy to an earlier date than the actual date the policy was purchased. This makes it appear as though the policyholder had continuous coverage prior to the date they actually obtained the insurance. There are a few reasons why someone
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House insurance, also known as homeowner’s insurance. It refers to an insurance policy that provides financial protection for a homeowner’s house and belongings. This type of insurance covers damage to the home itself as well as personal property inside the home. The purpose of this article is to outline the top 5 most important benefits
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Getting into a car accident can be a shocking and stressful experience. Even a minor fender bender can leave you feeling overwhelmed and unsure of what to do next. This article provides a step-by-step guide for what to do after a car accident, walking through the key actions you should take when dealing with your
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Your credit score can have a significant impact on your auto insurance rates. In most states, insurers look at policyholders’ credit histories as one of the factors in determining premium charges. While the exact formulas they use are proprietary, there is a strong connection between your credit score and what you end up paying for
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What is liability coverage? Liability coverage is an important part of any auto insurance policy. It provides financial protection if you are found legally responsible for bodily injury or property damage to another person resulting from an auto accident. There are two main types of liability coverage: The purpose of liability coverage is to protect
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A home warranty is a service contract that covers repairs and replacements for appliances and major systems in your home like plumbing, electrical, HVAC, and more. Having a home warranty can provide invaluable peace of mind for homeowners. Instead of having to pay unpredictable repair and replacement costs out of pocket when something breaks down,
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