Having spare car parts on hand can be incredibly useful for small repairs and maintenance. However, without proper care, these parts can become damaged over time. Protecting spare parts is essential to ensure they remain functional when needed. Spare auto parts represent an investment of time and money. Allowing them to degrade means you’ll have […]
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What is Backdating Insurance? Backdating insurance refers to changing the effective date on an insurance policy to an earlier date than the actual date the policy was purchased. This makes it appear as though the policyholder had continuous coverage prior to the date they actually obtained the insurance. There are a few reasons why someone
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Getting into a car accident can be a shocking and stressful experience. Even a minor fender bender can leave you feeling overwhelmed and unsure of what to do next. This article provides a step-by-step guide for what to do after a car accident, walking through the key actions you should take when dealing with your
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Your credit score can have a significant impact on your auto insurance rates. In most states, insurers look at policyholders’ credit histories as one of the factors in determining premium charges. While the exact formulas they use are proprietary, there is a strong connection between your credit score and what you end up paying for
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What is liability coverage? Liability coverage is an important part of any auto insurance policy. It provides financial protection if you are found legally responsible for bodily injury or property damage to another person resulting from an auto accident. There are two main types of liability coverage: The purpose of liability coverage is to protect
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Knowing how much insurance coverage you need is an important part of personal financial planning. Having inadequate insurance can leave you vulnerable in the event of unforeseen circumstances like a lawsuit, illness, or property damage. On the other hand, over-insuring can lead to wasting money on unnecessary premiums. Calculating your insurance needs allows you to
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Introduction to Insurance Insurance policies is a way to protect yourself financially against losses. It’s a contract between you (the policyholder) and an insurance company that states the company will pay you or others on your behalf in certain situations. In exchange for insurance protection, you pay a premium (a set amount of money) to
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What is Gap Insurance? Gap insurance is a type of auto insurance that helps pay the difference between what your car is worth and what you still owe on your loan or lease if your car is totaled or stolen. There are three main types of gap insurance: New car gap insurance – Covers the
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Introduction to Cashless Car Insurance Cashless car insurance is a type of auto insurance policy where you don’t have to pay any bills directly to network garages. Instead, the insurance company settles the repair bills directly with the garage. This saves you from the hassles of reimbursement claims. With cashless car insurance, all you have
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Backdate insurance refers to purchasing an insurance policy that covers a period of time in the past. With backdated insurance, the coverage start date is set retroactively to a date before the policy was purchased. This type of insurance is also known as retrospective cover. Traditional insurance starts coverage from the date the policy is
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